The Self-Directed Brokerage Account (SDBA)
Self Directed Brokerage Account (SDBA) management is ideal for participants of 401(k), 403(b), or 457 accounts. The relationship established by the The Pacific Financial Group give advisors access to nearly every retirement platform in the country. We accept full fiduciary responsibility and provide a legal safe harbor as defined by the applicable sections of the ERISA federal retirement law and the Internal Revenue Service Code.
We offer a combination of three unique investment management strategies. All options use diversified asset allocation strategies to control risk without inhibiting investment flexibility. Your representative, along with our portfolio management team, determines which of the various options should be offered based on the goals, objectives, risk tolerance, needs, and time frame of the participants.
Our retirement account management is ideal for a wide range of clients. Designed for both a participant who is just beginning to save for retirement as well as a participant with an established account who is preparing to retire.
Plans that offer the SDBA option provide the opportunity for employees to take full control of a portion of their current retirement account by linking it to the existing core account. In doing so, participants expand the range of investment choices beyond the Core investments and will have access to the same management style as High Net worth Investors, Institutions and Foundations.
SDBAs are currently the most underutilized investment options in 401(k), 403(b), and 457 accounts. However, this option should be used by investors who are working with a professional Investment Advisor.
- SDBA Management Overview
- Get Your Retirement Back on Course
- New Rules of Engagement
- Advise Matters
- Get the most out of your Retirement Benefits
At Alpine Financial Partners, through the broker/dealer Cetera Advisors, LLC., we are able to partner with this Institutional Third Party Money Manager to help you take control of your retirement in your 401(k) with a SDBA. The Pacific Financial Group takes a three strategy approach that includes Market Movement, Dynamic and Active Alternative Strategies. It is through the combination of three unique investment management strategies/styles that they can achieve greater diversification, execute more effective risk management and potentially enhance investor returns.
The Pacific Financial Group, Inc.
The Pacific Financial Group website
Founded with a vision to create an agile, boutique investment firm, The Pacific Financial Group, Inc. has centered on developing individuals and affording them opportunities to flourish.
The firm has earned a reputation for outstanding client service and a drive to create investment solutions within long-standing relationships. TPFG distinguishes itself in a commitment to growing a distinctive culture and holding core values which always places the clients’ interests first. These values are reflected in the firm business principles which emphasize integrity, commitment to excellence, innovation and teamwork.
The Pacific Financial Group, Inc. is structured to provide quality professional investment advice. We have earned a reputation for “beyond expectations” client service and a drive to create flexible investment solutions within long-standing relationships.
As an active money manager, our team of Portfolio Managers begins by evaluating a broad spectrum of investment tools available today, including but not limited to Exchange Traded Funds (ETFs), Stocks, Bonds, and Mutual Funds. After a highly selective process of qualifying and quantifying the universe of investment choices, we offer money management services on four distinct investment platforms that professional financial advisors may present to their clients to help pursue their financial goals.
* Securities investments do not offer a fixed rate of return and involve risk. Investments may lose value including the loss of principal. Past performance is no guarantee of future results.The return and principal value of bonds fluctuate with changes in market conditions. If bonds are not held to maturity, they may be worth more or less than their original value. Mutual funds and Exchange-traded funds are sold only by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus contains this and other information about the investment company, can be obtained from your financial professional at 505-500-8420. Be sure to read the prospectus carefully before deciding whether to invest.